"Strong results in the second quarter and healthy capital generation have further fortified our balance sheet for all seasons and allow us to continue deploying financial resources towards profitable growth opportunities to support clients and deliver on our capital return ambitions. We are well positioned to outperform our 2026 exit-rate return target and achieve our exit-rate cost/income ratio target. We remain firmly focused on staying close to our clients, completing the integration, executing our growth plans and managing risk with discipline."This revenue expansion was heavily protected by the accelerating wind-down of legacy IT infrastructure. Financial logs confirm that more than 90% of legacy Credit Suisse applications in scope are no longer active, with approximately 70% completely decommissioned. This aggressive software rationalization delivered an additional USD 1.1 billion in gross cost savings during the quarter, putting the firm on a trajectory to reach its cumulative cost reduction target of USD ~13.5 billion by year-end. By removing duplicate cross-border infrastructure, the combined franchise squeezed its underlying group cost-to-income ratio down to 70.0%.
Private Wealth
UBS Wealth Management Inflows Reach USD 36 Billion as Group Assets Scale to USD 7.3 Trillion
InvestIQ Research Desk
Wednesday, 29 July 2026
As cross-border capital clusters tightly inside tier-1 institution booking registries, the second-quarter financial disclosures from UBS Group AG demonstrate a resilient underlying growth strategy backed by severe operational cost-cutting across legacy systems.

Key Takeaways
- Net New Asset Engine: UBS Global Wealth Management captured a robust USD 36 billion in net new assets over the rolling three-month window.
- Record Group Asset Base: Total Group invested assets climbed to a historic milestone of USD 7.3 trillion at the end of June.
- System Decommissioning Moat: Over 90% of legacy Credit Suisse IT applications in scope are no longer in use, saving an additional USD 1.1 billion in gross quarterly costs.
- Underlying Margin Insulation: The group’s underlying cost-to-income efficiency ratio successfully compressed down to 70.0%.
- Strict Intermediary Segregation: This specialized wealth tracking matrix operates under rigid client-tiering rules, completely cutting off mass-retail network feeds from our template layout.
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